Sunday, September 14, 2008

10 Tips to Save Yourself from Credit Card Fraud

Follow these 10 steps to save yourself from credit card fraud:

1. Never provide your credit card information on a website that is not
a secure site.

2. Sign your credit cards as soon as you receive them.

3. Shred all credit card applications you receive.

4. Don't write your PIN number on your credit card - or have it anywhere near your credit card.

5. Never leave your credit cards or receipts lying around.

6. Open credit card bills promptly and make sure there are no bogus charges. Treat your credit card bill like your checking account - reconcile it monthly. Save your receipts so you can compare them with your monthly bills.

7. If you find any charges that you don't have a receipt for - or that you don't recognize - report these charges promptly (and in writing) to the credit card issuer.

8. Shred anything with your credit card number written on it.

9. Never sign a blank credit card receipt. Carefully draw a line through blank portions of the receipt where additional charges could be fraudulently added.

10. Ideally, it's a good idea to carry your credit cards separately from your wallet - perhaps in a zippered compartment or a small pouch.

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